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C. F. O'Connell & Sons Insurance provides Auto, Home, Life, Business, and Commercial Insurance.

Insuring Burtonsville, Fulton, Ashton, Sandy Springs, Columbia and All of Maryland.

Charles O’Connell, Sr. opened his doors in for business in 1927. Nearly 90 years, and two generations later, our family owned and operated insurance agency continues to serve the insurance needs of Burtonsville, Fulton, Ashton, Sandy Springs, Columbia, and all of Maryland.

As a full service independent insurance agency providing Auto Insurance, Homeowners Insurance, Business Insurance, and Life Insurance we are dedicated to finding insurance solutions suited for you and your family. With a commitment to provide a superior level of service, personal attention, and competitive priced insurance products to our clients we continue to carry on the legacy of our grandfather.

Celebrating 35 Years In The Community

Celebrating 35 years of business, Simms Insurance Agency has always been a community driven agency. Click here to take a look at how the Simms family has stayed locally engaged throughout the years.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

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Recent News & Updates

The Ins and Outs of Contractor Insurance

The Ins and Outs of Contractor Insurance

Posted: June 4, 2025

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Top 5 Frequently Asked Questions About Business Insurance

Posted: June 4, 2025

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...

​5 Most Common Insurance Claims and How to Avoid Them

​5 Most Common Insurance Claims and How to Avoid Them

Posted: June 2, 2025

June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them:​ 1. Water Damage Water damage is...