Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
What Is a Multi-Point Inspection (And When Does My Car Need One)?
Posted: April 9, 2021
Why should I get a multi-point inspection? There are plenty of reasons to get a multi-point inspection. For starters, it’s a key element of preventative vehicle maintenance. Knowing the condition of your vehicle can help you catch and address potential issues before they lead to dangerous failures or costly repairs. And because most multi-point inspections evaluate your vehicle on a rating scale (green = good;...
Beginner’s Guide to Key Person Insurance
Posted: April 4, 2021
You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation. What is Key Person Insurance? Key person insurance pays out death benefits to a...
Simple Car Maintenance Anyone Can Do
Posted: April 1, 2021
All vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks outlined below are not difficult to learn. Replace Your Air...
As Lightning Strikes: Service Spotlight on The Simms Insurance Agency
Posted: January 29, 2016
The Simms Insurance Agency and ERIE Insurance believe in being "Above All in Service" when it comes to helping our clients handle whatever comes their way in life. Take Sean F's story for example... When Customer Sean F.'s house was struck by lightning and was severely damaged, he immediately contacted his agent, Sheila Simms of the Simms Insurance Agency in Lexington Park, Maryland. Property Claims...